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Rent vs Buy


Rent vs Buy Buying a home is a rewarding experience.  You derive a great deal of personal satisfaction from owning a home.  Homeownership allows you to build up your personal net worth over time and there are significant tax advantages to owning your own home.  Moreover, continued increases in housing prices nationwide make homeownership a relatively attractive investment. Yet, renting also has some advantages.  In some cases, renting may be...

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Your Credit Score


Your Credit Score It is important to know your credit status when considering the purchase of a house.  Most lenders use a credit score called “FICO”to determine your eligibility for a loan and the interest rate you should be charged.  FICO stands for Fair Isaac & Company, and credit scores are reported by each of the three major credit bureaus:  TRW (Experian), Equifax, and Trans-Union.  The score is computed differently...

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Housing Application

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